Good advice from the Federal Trade Commission

"The predators are coming out of the woodwork: scam artists follow the headlines, and news about tight credit, foreclosures, and layoffs has given them a new lease on life. Through ads in the newspapers, on the Internet and on TV and radio, they’re preying on people’s anxiety and working hard to get them to part with their money.

These crooks are really good liars: Their claims are just good enough to be believable; their services and products just practical enough to seem legitimate. Some even try to look like a government agency to enhance their credibility.

So how is someone supposed to know whether a product, service, or offer is legitimate? Count on the fact that the FTC is working the law enforcement front to stop them. At the same time, the agency is counting on consumers to know how to spot, stop and avoid them."

For more Federal Trade commission insights go to Money Matters.  Think about what you are doing before you do it.  Do your research! 

That being said:

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